Car rental insurance: What you need to know before renting a car in Marrakech

Posted by: Fatim Ezzahra | 2023-09-20

When planning to rent a car Marrakech to explore this fascinating city and its surroundings, it is essential to understand the importance of car rental insurance. This crucial component of your car rental guarantees your peace of mind during your trip to Morocco. Here's what you need to know about car rental insurance before you hit the road.

  • Civil Liability Insurance

Liability insurance is often included in the base rental rate. It covers material and bodily damage that you could cause to others in the event of an accident. In Marrakech, it is recommended to opt for high coverage due to the density of traffic.

  • Collision (CDW) and Theft (TP) Insurance

Collision Waiver (CDW) covers damage to your own vehicle in the event of an accident, while Theft Waiver (TP) covers theft or attempted theft. Before purchasing these insurance plans, check to see if your credit card offers similar protection, as this could save you from paying additional fees.

  • Franchise

Most car rental insurance contracts have a deductible, which is an amount that you will have to pay in the event of a loss. You can reduce this excess by opting for additional insurance, often called “full insurance” or “zero excess”.

  • Personal Accident Insurance (PAI)

Personal accident insurance (PAI) covers the medical expenses and bodily injuries of vehicle passengers in the event of an accident. It is recommended to take out this insurance for maximum protection.

  • Check Exclusions

Read the terms and conditions of your car rental insurance carefully. Certain exclusions, such as drunk driving or driving on unauthorized roads, could invalidate your coverage.

  • Check the Fuel Policy

Certaines agences de location de voitures à Marrakech ont une politique de carburant où vous devez payer le plein au moment de la location et rendre la voiture vide. D'autres fonctionnent sur un modèle de "plein-à-plein". Assurez-vous de comprendre la politique de carburant de l'agence.

  • Find out about Breakdown Assistance Services

Check to see if the rental agency offers 24-hour roadside assistance in the event of a breakdown. This can be essential when exploring remote areas from Marrakech.

By understanding the details of your car rental insurance before renting a car in Marrakech, you can travel with complete peace of mind. Do not hesitate to ask questions of the rental agency to clarify any aspect of your coverage. The safety and comfort of your trip is paramount, and adequate insurance will allow you to fully enjoy your experience in Marrakech and beyond.


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